So, what is an AI helper?
An AI helper is a computer helper you can chat with by typing. It has read a huge amount of writing from books and websites, so it can explain things in easy words, give you lots of ideas, and help with money questions. Think of it like a very well-read helper who loves to explain. It is clever, but it is not a magic robot that knows everything, and it is not always right.
An AI helper, also called a chatbot, is a computer helper you chat with by typing. It has read a lot, so it can explain things, give ideas, and answer questions. It is helpful, but it can make mistakes, so it is not always right.
Meet three AI helpers
There are a few famous AI helpers, and they all work in a similar way: you type a question, and they type an answer back. Here are three your grown-up might know:
- ChatGPT (made by a company called OpenAI): one of the first famous AI helpers. A grown-up can open it at chatgpt.com ↗
- Claude (made by a company called Anthropic): a friendly AI helper that likes to explain things clearly. A grown-up can open it at claude.ai ↗
- Google Gemini (made by Google): the AI helper from the same company as the Google search you may have seen. A grown-up can open it at gemini.google.com ↗
A grown-up can open any of these links in a web browser, then help you type your question. You do not need to pick a "best" one. They are all good at explaining and giving ideas. Always open them with a grown-up.
A prompt is the message or question you type to an AI helper. A clear prompt gets a better answer. For example: "Explain saving money to a 9 year old." The clearer you ask, the more helpful the answer.
Safety first: the most important part
AI helpers are fun, but they come with rules, just like crossing the road. Read this part slowly, out loud, with your grown-up.
- Always use an AI helper WITH a grown-up. This is rule number one. A grown-up sits with you and helps you type and read.
- An AI helper can sound very sure and still be wrong. It can make things up without meaning to. So check anything important with your grown-up, do not just believe it.
- NEVER type secrets to a chatbot. No full name, no home address, no school name, no passwords, no photos of yourself, and never a bank or card number. Those things stay private, with you and your grown-up.
What AI is great at, and what it is not
An AI helper is brilliant at some things and shaky at others. Knowing the difference keeps you smart and safe.
Explaining tricky words in easy ways, giving you lots of fun ideas, and making practice questions to quiz you on money.
Being right every single time, keeping secrets, or knowing today's real prices in the shop. Always check important answers with your grown-up.
Prompts to try together
Here are four safe money prompts to try. Sit with your grown-up, press Copy 📋 on one, then paste it into ChatGPT, Claude, or Google Gemini. Read the answer out loud together, and talk about it.
Try It Together Money prompts to copy 📋
Each card has a ready-made prompt. Press Copy, paste it into an AI helper with your grown-up, and read what it says. None of these ask for any private information, so they are safe to try.
🍬 Explain a tricky word
Explain what a budget is to a 9 year old, using sweets as an example.
💡 Get saving ideas
Give me 3 fun ways a kid in Jamaica can save J$1000.
🤔 Needs vs wants
What is the difference between a need and a want? Give 5 examples.
🎯 Quiz me!
Ask me 3 easy quiz questions about saving money.
Safe or secret? A quick game
Here is a way to practise the safety rules. For each card, tap Safe if it is fine to type to an AI helper, or tap Secret if it should stay private. Play it with your grown-up and talk about each one.
Play the Game Safe or secret? 🔒
Some things are great to ask an AI helper. Other things are secrets that stay with you and your family. Tap your choice for each card, and see how you did!
How to play
- Read the card out loud.
- Tap Safe ✅ if it is okay to type to an AI helper.
- Tap Secret 🔒 if it should stay private.
- Green means you got it right. Red means read it again with your grown-up.
Pick one prompt from the cards above and try it together in ChatGPT, Claude, or Google Gemini. Read the answer out loud, then ask your grown-up one question: "Does this answer look right to you?" That last step, checking with a grown-up, is what turns you into a safe and smart AI user.
- An AI helper (chatbot) is a computer helper that can explain things, give ideas, and quiz you.
- ChatGPT, Claude, and Google Gemini are three you can open in a browser, always with a grown-up.
- An AI helper can be wrong, so check important answers with your grown-up.
- Keep your secrets private: no full name, address, school, passwords, photos, or bank numbers.
- A prompt is the message you type. A clear prompt gets a better answer.
🎮 3D Vox game: Safety Brain
Can we trust what the AI said? Switch the safety clues ON and watch the pulses. Spoiler: "it sounded sure" can never fire the brain by itself!
Next: your homework, where you use patterns and averages to predict a real light bill.